What We Do
Services Designed
for Complexity.
Every service Longevita provides is built for insurance at the highest tier of the market — where precision, compliance, and discretion are non-negotiable.
01 — Core Service
Policy Management
The administration of high-value life insurance is a discipline unto itself. Premium tracking, beneficiary management, in-force illustration reviews, carrier communications, and annual reporting — all handled with institutional-grade rigor.
We maintain complete policy records across all carriers, jurisdictions, and trust structures, ensuring your clients' coverage remains precisely aligned with their evolving circumstances.
- → Premium payment administration
- → Annual in-force illustration reviews
- → Beneficiary designation management
- → Carrier relationship management
- → Multi-policy portfolio reporting
Policy Threshold
Longevita specialises exclusively in ultra-high-net-worth insurance. We do not service standard market policies.
02 — Broker Infrastructure
Broker Support
Your brokers focus on client relationships. We build and maintain the infrastructure that makes complex case execution possible — case design, underwriting coordination, carrier negotiations, and application management.
For brokerages handling $50M+ policies, the administrative and analytical demands of a single case can dwarf those of an entire conventional book. Our team absorbs that complexity on your behalf.
- → Complex case design and structuring
- → Underwriting strategy and carrier selection
- → Application coordination and tracking
- → Medical underwriting liaison
- → Policy delivery and placement confirmation
03 — Regulatory
Compliance Management
Licensing Oversight
Monitoring and maintenance of all required broker and entity licenses across relevant jurisdictions.
Regulatory Filings
Timely preparation and submission of all regulatory filings, forms, and disclosures required by applicable authorities.
Audit Preparation
Comprehensive audit readiness including file reviews, documentation standards, and regulator liaison.
04 — Wealth Integration
Estate & Wealth Planning Coordination
At the $50M+ level, insurance is rarely standalone. It intersects with estate trusts, corporate structures, family partnerships, and philanthropic vehicles. Longevita coordinates directly with tax counsel, estate attorneys, and family office advisors to ensure insurance operates as a precision instrument within the broader wealth architecture.
We participate in multi-advisor planning sessions, translate actuarial and underwriting considerations into legal and tax language, and ensure policy structures remain aligned as circumstances evolve.
Integration Points
- → Irrevocable Life Insurance Trusts (ILITs)
- → Split-dollar arrangements
- → Premium financing structures
- → Business succession insurance
- → Charitable remainder structures
Next Step
Discuss Your Practice
Every Longevita engagement begins with a confidential conversation. We'll listen first, then propose what's right for your brokerage.